LDS Freedom Forum

Silver Pie wrote: ↑November 23rd, 2021, 10:20 pm I'm not a property owner, though I would love to be. Why should I be denied the right to vote because I'm female or because I am not rich enough to buy land?

As for the op, that's nonsense! 6 year olds aren't old enough to know what they need to know to vote for someone. And I doubt they'd even care (unless the politician bribed them with fun kid stuff if they voted for them).

One need not be rich to be a property owner. It is simply a matter of choice. Plenty of people on welfare own their homes. If you do not own property, it is ONLY because you chose not to.

Anybody that ever said you need a down payment to buy property was a liar. Anybody that ever said you need good credit to be a land owner is a liar.

I can't even count how many times I have bought property. Only once did I make a down payment. Never did I go through a bank.

Look at it as a wise person and not an unwise person. Lets say you have a home you no longer want that is worth $300,000. Would you rather get $300k for it or $600K? That sounds like a stupid question and it is for stupid people. A homeowner with a brain will look at the $300k house and realize that he can hire a realtor and pay him a commission and the buyer will go to the bank and get the money and so a very stupid arse would allow that to happen. But the person with a brain will say, Why let the buyer use a bank? Why don't I loan him the money myself and charge him double? At 10% money doubles every 7.3 years the note will be for 20 or 30 years. The seller may end up getting over a million with interest. And of course there is a clause in the contract that if the buyer misses a payment, there is already a quit claim deed signed in just such a case and there is no need to hassle over a repo. Miss a payment? Get out! Simple. It is legal and done every single day. All the seller wants is the payments. A couple grand a month for the next 30 years. Miss a payment and he sells it to someone else.

Houses are easy to buy. You buy direct from the seller. You do NOT use a realtor. You never pay more than market value. It is easy to refinance after you have a track record of payments and you live in it. Houses are easy to finance.

But considering the nature of events as they currently are, you can go to https://mwranches.com/available-properties/ Take your pick. They often take no money down. Move in tomorrow. Welfare payments easily make the payments. They couldn't care less about money up front. They want that monthly nut for the next 15 or more years. Down payments are for sissies.